LIC ENDOWMENT PLANS

New Endowment Plan
New Jeevan Anand
Jeevan Rakshak
Limited Premium Endowment
New Jeevan Lakshya
Jeevan Labh
Jeevan Pragati
Jeevan Umang
Aadhar Stambh (for Male)
Aadhar Shila (For Female)


LIC Money Back POLICIES

 New Money Back Plan - 20 Yrs
New Money Back Plan - 25 Yrs
New Bima Bachat
Jeevan Shiromani


LIC SINGLE PREMIUM PLANS

Jeevan Shanti
 Single Premium Endowment Plan
New Bima Bachat
New Jeevan Nidhi Single Premium
Pradhan Mantri Senior Citizen


LIC TERM INSURANCE

 Anmol Jeevan II
Amulya Jeevan II
Cancer Cover


LIC POLICIES FOR CHILDREN

New Children Money Back (0-12 age)
Jeevan Tarun (0-12 years of age)
Single Premium Endowment (0-65 age)
Aadhar Stambh (8-55 years of age)
Aadhar Shila (8-55 years of age)


LIC PENSION PLANS

Jeevan Shanti
New Jeevan Nidhi
 Jeevan Akshay-VI
Pradhan Mantri Senior Citizen

Aadhaar Stambh - Life Insurance Policy

LIC’s Aadhaar Stambh Plan offers a combination of protection and savings. This plan is exclusively designed for male lives having Aadhaar Card issued by UIDAI (Unique Identification Authority of India). This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder.

In addition, this plan also takes care of liquidity needs through its Auto Cover as well as loan facility.

  
  1. Benefits:
  2. Death benefit:
On death of the Life Assured during the policy term provided all due premiums have been paid then: 
Name
City
Phone
Email
Query
 

On death during first five years: “Sum Assured on Death” shall be payable.


On death after completion of five policy years but before the date of maturity: “Sum Assured on Death” and Loyalty Addition, if any, shall be payable.

Where “Sum Assured on Death” is defined as the highest of 
  • 10 times of annualised premium; or
  • Sum Assured on Maturity as defined in 1. b) below; or
  • Absolute amount assured to be paid on death, i.e. Basic Sum Assured.


The death benefit shall not be less than 105% of all the premiums paid as on date of death.
Premiums referred above shall not include any taxes, extra amount chargeable under the policy due to underwriting decision and rider premiums, if any.

  
  1. Maturity Benefit: On the life assured surviving to the end of the policy term, provided all due premiums have been paid, “Sum Assured on Maturity” along with Loyalty Addition, if any, shall be payable.
Where “Sum Assured on Maturity” is equal to Basic Sum Assured.