LIC�s Aadhaar Stambh Plan offers a combination of protection and savings. This plan is exclusively designed for male lives having Aadhaar Card issued by UIDAI (Unique Identification Authority of India). This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder.

In addition, this plan also takes care of liquidity needs through its Auto Cover as well as loan facility.

Benefits:
Death benefit:

On death of the Life Assured during the policy term provided all due premiums have been paid then:

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On death during first five years: �Sum Assured on Death� shall be payable.

On death after completion of five policy years but before the date of maturity: �Sum Assured on Death� and Loyalty Addition, if any, shall be payable.

Where �Sum Assured on Death� is defined as the highest of

10 times of annualised premium; or
Sum Assured on Maturity as defined in 1. b) below; or
Absolute amount assured to be paid on death, i.e. Basic Sum Assured.

The death benefit shall not be less than 105% of all the premiums paid as on date of death.
Premiums referred above shall not include any taxes, extra amount chargeable under the policy due to underwriting decision and rider premiums, if any.

Maturity Benefit: On the life assured surviving to the end of the policy term, provided all due premiums have been paid, �Sum Assured on Maturity� along with Loyalty Addition, if any, shall be payable.

Where �Sum Assured on Maturity� is equal to Basic Sum Assured.